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Your mortgage is probably the largest financial transaction and commitment you are likely to undertake. Surely then you should seek mortgage advice which is individually tailored to your needs and requirements?
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We are not tied to any particular lender, which means that we have the ability to act on your behalf in order to establish the most appropriate mortgage solution for you.If you're over the age of 55, equity release offers you a way to use the value of your home to raise money.
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There is a range of equity release schemes available on the market offered by reputable equity release providers, and they fall into two main categories, Lifetime Mortgages and Home Reversion Plans.The main purpose of Life Assurance is to provide money for those people who may depend on you financially, in the event that something should happen to you. These people could include family members or business partners.
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It can provide the reassurance of financial protection for you, your family and your business associates.This is an area of financial planning that is often overlooked. Traditionally, we have our buildings and contents insurance with our mortgage lenders, which may be uncompetitive in a very competitive marketplace. It may also be the case that a property may be underinsured, due to decoration, extension or the increase in house prices.
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In addition to home insurance, we can also provide access to cover for ..It is quite natural for most people to want to make sure their families (and themselves) are going to be financially secure in the event of loss of income, illness or worse.
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But with the usual pulls and pushes of daily life, it is all too easy to forget to deal with these considerations.
“I’ll sort it out soon - maybe next week” is a common response. - How We Are Paid
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Investment Linked
Investment Linked Insurance
With term assurance policies, lower premiums make them an affordable way of helping to protect your family in the event of your death, within the policy term, but there is no guarantee of a payout. Some life insurance policies however, can be effectively used as an investment.
Whole life or endowment policies will provide the beneficiaries with a payout after a fixed period or a death. These payments can be a fixed amount, or in some cases linked to an insurance company's investment performance in the form of with profits policies or unit linked policies.
With profits policies may generate rewards from the valuation of the assets and liabilities of the insurer's life fund, but premiums will be much higher. Unit linked policies link the value of the policy to units in a unitised fund. The units are linked to the underlying value of the fund. The value of the policy can therefore fluctuate depending on the value of the units. The pricing structure and type of fund depends on your insurance company. Many insurance companies now have unitised with-profits funds.
- Flexibility to choose your own level of protection and investment.
- Ability to vary the amount of your premium payments or coverage based on your own personal financial situation.
- Flexibility to choose the type of funds based on your risk aptitude.
Please be aware that in some cases this type of assurance is based on an assessment of the health of the applicant.
THE VALUE OF INVESTMENTS AND THE INCOME FROM THEM MAY GO DOWN. YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED.
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The Mortgage Bureau Ltd
17 Caledonian Court
West Street
Watford
Herts
WD17 1RY
T: 01923 803000
Email : Email Us
The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
The Mortgage Bureau Ltd is Authorised and Regulated by the Financial Conduct Authority.
The Mortgage Bureau Ltd is entered on the Financial Services Register (www.fca.org.uk/register) under reference 301329.
Registered Office: 26 High Street, Rickmansworth, Herts WD3 1ER. ---- Registered in England & Wales No 3343711.